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Bank deposit rating
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Definition of the rating
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5 - Highest strength |
The bank is reliable with its vulnerability to adverse commercial, financial and economic factors being low. The probability of bank's failure to return deposits is extremely low. |
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4 - High |
The bank is sufficiently reliable, yet being more vulnerable to impact of adverse commercial, financial and economic factors than banks bearing rating '5'. The probability of bank's failure to return deposits is low. |
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3 - Medium |
The bank's reliability is on the medium level. There is a probability of bank's failure to return deposits under impact of adverse commercial, financial and economic factors. |
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2 - Below |
The bank's reliability is low. There is a high probability of bank's failure to return deposits under impact of adverse commercial, financial and economic factors. |
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1- Low strength |
The bank has encountered serious difficulties. There is low probability of return of deposits. |
Additional Indicators to Credit Ratings
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Indicator |
Definition |
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- or + |
A plus "+" and a minus "-" signs indicate intermediary categoriescompared to the standard categories (grades). |
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Withdrawn |
A rating is withdrawn, if an obligor does not furnish necessary information for the revision of the rating or by other reasons. |
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Suspended |
A rating is suspended at the intermediate stage prior to its possible (but not necessary) withdrawal in the event the obligor fails to provide the information required for the rating revision or for other reasons. |
| ‘Credit-Rating’ doesn’t apply ‘+’ and ‘-’ to the to the rating categorу ‘1’. |
